Agreement between User and GB GovCon Funding

Welcome to gbgovconfunding.com. This website (the “Site”) is owned and operated by GillmanBagley (“GB”). By accessing or using the Site, you agree to be bound by these Terms and Conditions (the “Terms”). If you do not agree to all of these Terms, do not use the Site.

1. Nature of Services

GB GovCon Funding is a financial services marketplace. We provide a platform that connects government contractors with third party financing providers, including banks, private lenders, and institutional investors.

• Not a Lender: Unless explicitly stated in a separate written agreement, GB acts as a facilitator and marketplace, not as the direct lender.

• No Guarantee: Submission of an application through the Site does not guarantee funding or approval from any third party provider.

2. Eligibility and User Accounts

To access certain features, you may be required to register for an account.

• Business Use: You represent that you are using the Site for commercial purposes and not for personal, family, or household use.

• Accuracy: You warrant that all information provided (financial statements, contract awards, tax IDs) is accurate and complete. Providing fraudulent information is a violation of these Terms and may result in legal action.

• Age: You must be at least 18 years old to use this Site.

3. Privacy and Electronic Communications

Your use of the Site is subject to our Privacy Policy. By using this Site, you consent to receive electronic communications from GB. You agree that all agreements, notices, and disclosures provided electronically satisfy any legal requirement that such communications be in writing.

4. Telephone Consumer Protection Act (TCPA) Consent

By providing your phone number, you expressly consent to receive calls and text messages (including auto-dialed or pre-recorded calls) from GB or our partners for marketing or transactional purposes. This consent applies even if your number is on a State or Federal Do Not Call list. You may opt out at any time by following the instructions provided in the communication.

5. Intellectual Property

All content on this Site—including text, graphics, logos, images, and software—is the property of GB or its suppliers and is protected by copyright and trademark laws.

• Limited License: You are granted a non-exclusive, non-transferable, revocable license to access the Site for business purposes.

• Prohibitions: You may not modify, reverse engineer, or exploit any content for resale or unauthorized commercial use.

6. Third Party Links and Services

The Site may contain links to “Linked Sites” operated by third parties. GB is not responsible for the content or security of these sites. Certain services (such as bank verification via Plaid) are delivered by third party organizations. By using these services, you consent to GB sharing your data with these contractual partners.

7. Disclaimers and Limitation of Liability

• Government Affiliation: GillmanBagley is a private entity. We are not affiliated with, endorsed by, or an agency of the United States Government or any state government.

• “As Is” Basis: The information and services on the Site are provided “as is” without warranty of any kind.

• Liability Cap: To the maximum extent permitted by law, GB shall not be liable for any indirect, punitive, or consequential damages arising from your use of the Site.

8. Indemnification

You agree to indemnify and hold harmless GB, its officers, directors, and employees from any losses, costs, or expenses (including reasonable attorney’s fees) arising out of your use of the Site, your violation of these Terms, or your violation of any third party rights.

9. Binding Arbitration and Class Action Waiver

In the event of a dispute, the parties agree to resolve the matter through final and binding arbitration administered by the American Arbitration Association (AAA) under the Federal Arbitration Act.

• Individual Basis: Any arbitration will take place on an individual basis. Class actions and representative actions are not permitted. * Location: The location of the arbitration shall be mutually agreed upon by the parties.

10. Governing Law

These Terms are governed by the laws of the State of Tennessee (or your primary business jurisdiction as specified in your contract). Use of the Site is unauthorized in any jurisdiction that does not give effect to these provisions.

11. Changes to Terms

GB reserves the right, in its sole discretion, to change the Terms under which the Site is offered. The most current version will supersede all previous versions.

12. Contact Us

For questions regarding these Terms: GillmanBagley Email: sales@gbgovconfunding.com