This Privacy Policy governs the data collection and usage practices of GillmanBagley (collectively, “GB,” “we,” “us,” or “our”) via gbgovconfunding.com. As a specialized financial marketplace for the government contracting (GovCon) sector, we are committed to the highest standards of data integrity and transparency.

1. Types of Information Collected

Summary: We collect comprehensive business and personal data required for federal contract financing, identity verification, and risk assessment.

1.1 Personal and Formal Identification

To comply with federal financial regulations (KYC/AML), we collect:

• Identifiers: Full name, Social Security Number (SSN), date of birth, and home address.

• Government Documents: Copies of Passports, Driver’s Licenses, and State IDs.

• Professional Data: Job titles, office locations, and ownership structure of the contracting firm.

1.2 Business and Financial Data

• Firmographics: Employer Identification Number (EIN), Articles of Incorporation, and CAGE/UEI codes.

• Financial Metrics: Bank statements (via Plaid/Finicity), Tax returns, Profit and Loss statements, and Accounts Receivable aging reports.

• Contract Data: Government award letters, purchase orders, and performance history (CPARS).

1.3 Automated Digital Data

We automatically collect IP addresses, browser types, domain names, and access times to maintain service quality and provide usage statistics.

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2. How Your Information is Used

Summary: Your data fuels our funding algorithms and ensures mission readiness for your government contracts.

• AI and Machine Learning: We utilize proprietary Artificial Intelligence (AI) and Machine Learning (ML) models to evaluate contract viability and creditworthiness. Your data may be used to train these models to provide more accurate funding offers.

• Assignment of Claims: We process information to facilitate the legal assignment of government payments in accordance with federal law.

• Communication: We contact you regarding application status, alerts, and promotional offers. By providing your contact information, you waive “Do Not Call” restrictions for GB-related business.

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3. Sharing Information with Third Parties

Summary: We do not sell data. We share it only with trusted partners necessary to secure your capital.

• Financing Partners: We share your encrypted application with banks, institutional lenders, and SBA-certified partners within our marketplace.

• Compliance & Audits: Data may be shared with legal professionals and auditors to maintain our SOC 2 standards and regulatory standing.

• External Storage: Your data is stored on secure, third-party hosting servers with enterprise-grade encryption.

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4. California Privacy Rights (CCPA/CPRA)

Summary: California residents have enhanced rights regarding the control of their personal information.

Category	Examples of Data Collected
Identifiers	SSN, Passport Number, IP Address, Email.
Commercial Info	Payment history, funding considered or obtained.
Professional Info	Business ownership and executive roles.
Inferences	Profiles created via AI reflecting credit behavior.

Your Rights: You have the Right to Know, Right to Delete, and the Right to Opt-Out of certain data sharing practices. Requests can be submitted to contact@gillmanbagley.com.

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5. Security and Retention

We secure your personal information from unauthorized access using the SSL Protocol and proprietary internal encryption. We retain your data for as long as necessary to fulfill legal and reporting obligations (typically up to six years for financial records). No internet transmission is 100% secure, but we maintain commercially reasonable safeguards to mitigate risk.

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6. Children Under Thirteen

GB does not knowingly collect information from children under thirteen. Users under thirteen are prohibited from using this site.

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7. Changes to this Statement

GB reserves the right to modify this policy. Significant changes will be communicated via the primary email address on your account or a prominent notice on our site.