Reliable Funding
for Government Contractors

Bid with confidence. We provide capital and expertise that supports GovCons with dependable and scalable working capital solutions. 

Contracts Funded
200 M
Companies Supported
100 +

Reliable Funding
for Government Contractors

Bid with confidence. We provide capital and expertise that supports GovCons with dependable and scalable working capital solutions. 

Contracts Funded
200 M
Companies Supported
100 +

We take care of the working capital so you can focus on growth.

What if I win? Is the most common question we hear from Government Contractors. Winning a new award is a major milestone, but do you have adequate working capital to support the expenses tied to your contract? GillmanBagley provides specialized funding to support mobilization, payroll, and other day to day expenses.

We take care of the money so you can focus on growth.

What if I win? Is the most common question we hear from Government Contractors. Winning a new award is a major milestone, but do you have adequate working capital to support the expenses tied to your contract? GillmanBagley provides specialized funding to support mobilization, payroll, and other day to day expenses.

Our Funding Programs

We provide the technical expertise and financial backing required to navigate the complexities of federal and state contracting.

Contract Line of Credit

A Contract Line of Credit supports government contractors ramping up new contracts or bridging the gap between performance and payment. Government contracts often operate on Net 30 terms, meaning a vendor may incur over sixty days of expenses before receiving their first payment. Our solution provides the necessary liquidity to manage these long billing cycles without disrupting your daily operations or the firm’s mission readiness.

Financial Support Letters

Demonstrating technical expertise and financial capability is essential for winning federal awards. Our team understands agency requirements and provides solicitation-specific Financial Support Letters proving your firm is well-capitalized. These letters give procurement officers confidence that your business can mobilize quickly and sustain performance throughout the contract. We ensure your bid meets all required financial capability standards.

Mobilization Funding

Many federal awards require significant upfront capital to get started, often including a mobilization component for the contractor. Our Mobilization Funding supports contractors with expenses for essential equipment, supplies, travel, and other costs associated with launching a new award. This program is specifically built to help your firm navigate the financial demands of the first billing cycle while maintaining high standards of mission execution.

Payroll Funding

The Payroll Funding program is designed for growing government contractors with large-scale FTE awards that exceed their current cash flow capacity. Whether you manage weekly or bi-monthly payroll, reaching the first invoice is always a challenge for scaling firms. Our program ensures you meet your payroll obligations on time, allowing you to retain talent and protect your CPARS ratings during rapid growth phases.

Why Partner with a Specialized GovCon Finance Company?

The GB team has over 100 years of combined experience and over $400M contracts funded. We understand the complexities of government contracting as well as the federal agency requirements. As a SAM.GOV registered partner, we provide non-dilutive capital based on the strength of your contracts and potential, not just your historical financial performance. This ensures faster approvals and a funding structure that aids in your ability to perform with confidence and reliability.

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Why Partner with a Specialized GovCon Lender?

The GB team has over 100 years of combined experience and over $400M contracts funded. We understand the complexities of government contracting as well as the federal agency requirements. As a SAM.GOV registered partner, we provide non-dilutive capital based on the strength of your contracts and potential, not just your historical financial performance. This ensures faster approvals and a funding structure that aids in your ability to perform with confidence and reliability.

1679078146794

Case Studies

We provide the technical expertise and financial backing required to navigate the complexities of federal and state contracting.

Intercreditor Structured Growth Capital for DoD Manufacturer

Rapid Payroll Support for VA Janitorial Contractor

National Mobilization Funding for DoD Food Services Provider​

A government focused firm outpaced its past financial profile after securing new federal production contracts. Traditional lending limits constrained stock and production scaling. We partnered with their bank lender to negotiate an intercreditor agreement that preserved senior bank positioning while delivering extra contract funding. This structure provided the working capital needed to accelerate production, fulfill milestones, and sustain growth without disrupting existing bank relationships. Our tailored approach ensured the firm met federal demands while maintaining a strong financial foundation for long term expansion and success in the defense sector business.
A national janitorial staffing company serving multiple VA facilities faced cash flow strain after winning a larger multi-site award. Their payroll obligations surged before receivables could catch up. We structured a tailored payroll funding facility alongside a government contract line of credit, enabling them to meet weekly payroll, accept additional task orders, and stabilize operations without equity dilution. With reliable liquidity in place, they confidently expanded across additional VA locations. This strategic funding ensured the company could scale quickly, manage operational costs, and meet all federal service requirements with total confidence.
A food service provider staffing kitchens on multiple DoD bases required immediate mobilization capital to deploy staff, secure supplies, and establish on-site operations. Payment cycles lagged behind startup costs, creating early-stage pressure. We provided initial mobilization funding followed by ongoing working capital support tied to contract performance. This structure ensured seamless site launches, uninterrupted payroll, and scalable liquidity as the company expanded to additional installations nationwide. Our support allowed the provider to focus on service delivery while we managed the cash flow gaps inherent in federal contracts daily.

Intercreditor Structured Growth Capital for DoD Manufacturer

A government focused firm outpaced its past financial profile after securing new federal production contracts. Traditional lending limits constrained stock and production scaling. We partnered with their bank lender to negotiate an intercreditor agreement that preserved senior bank positioning while delivering extra contract funding. This structure provided the working capital needed to accelerate production, fulfill milestones, and sustain growth without disrupting existing bank relationships. Our tailored approach ensured the firm met federal demands while maintaining a strong financial foundation for long term expansion and success in the defense sector business.

Rapid Payroll Support for VA Janitorial Contractor

A national janitorial staffing company serving multiple VA facilities faced cash flow strain after winning a larger multi-site award. Their payroll obligations surged before receivables could catch up. We structured a tailored payroll funding facility alongside a government contract line of credit, enabling them to meet weekly payroll, accept additional task orders, and stabilize operations without equity dilution. With reliable liquidity in place, they confidently expanded across additional VA locations. This strategic funding ensured the company could scale quickly, manage operational costs, and meet all federal service requirements with total confidence.

National Mobilization Funding for DoD Food Services Provider​

A food service provider staffing kitchens on multiple DoD bases required immediate mobilization capital to deploy staff, secure supplies, and establish on-site operations. Payment cycles lagged behind startup costs, creating early-stage pressure. We provided initial mobilization funding followed by ongoing working capital support tied to contract performance. This structure ensured seamless site launches, uninterrupted payroll, and scalable liquidity as the company expanded to additional installations nationwide. Our support allowed the provider to focus on service delivery while we managed the cash flow gaps inherent in federal contracts daily.

Stop letting Payroll keep you up at night!

Payroll is the #1 capital constraint when it comes to performing on a government contract. Our philosophy is that if you are working, you are earning, and whether you have billed or not, you should have access to capital to make payroll. We provide the confidence that you need to keep growing because we built a program that makes sure Payroll is covered!

Stop letting Payroll keep you up at night!

Payroll is the #1 capital constraint when it comes to performing on a government contract. Our philosophy is that if you are working, you are earning, and whether you have billed or not, you should have access to capital to make payroll. We provide the confidence that you need to keep growing because we built a program that makes sure Payroll is covered!

Expert partners fueling your mission.​

Our approach to financial solutions is built on decades of industry experience and a deep understanding of the federal marketplace. Each of us is dedicated to providing the specialized capital and consultative support your firm needs to turn every award into a long-term win.

Matthew Gillman

Michael Bagley

Bryan Lockwood

Partner

Partner

Business Development

Growing up among entrepreneurs, my mission has always been to support and advocate for business owners. I have dedicated my career to providing high quality solutions and service to the small business community. GillmanBagley was established to be a trusted partner that owners can depend on and rely upon.

My core professional philosophy is simple: “it’s all about people.” As a founding partner of GillmanBagley, I am committed to delivering the highest quality products and standards. My goal is to drive our mission through dedicated, personal, and consultative relationships that provide real value to clients.

Coming from a military background, my mission has always been to support those serving our nation. My family’s experience as government contractors taught me the dedication required to succeed in the public sector. I leverage this background to provide specialized financial solutions to our GovCon community.

Matthew Gillman

Partner

Growing up among entrepreneurs, my mission has always been to support and advocate for business owners. I have dedicated my career to providing high quality solutions and service to the small business community. GillmanBagley was established to be a trusted partner that owners can depend on and rely upon.

Michael Bagley

Partner

My core professional philosophy is simple: “it’s all about people.” As a founding partner of GillmanBagley, I am committed to delivering the highest quality products and standards. My goal is to drive our mission through dedicated, personal, and consultative relationships that provide real value to clients.

Bryan Lockwood

Business Development

Coming from a military background, my mission has always been to support those serving our nation. My family’s experience as government contractors taught me the dedication required to succeed in the public sector. I leverage this background to provide specialized financial solutions to our GovCon community.

Don’t let funding slow you down! Schedule a call and speak with one of our team members today.

Don’t let funding slow you down! Schedule a call and speak with one of our team members today.