Reliable Funding
for Government Contractors
Bid with confidence. We provide capital and expertise that supports GovCons with dependable and scalable working capital solutions.Â
Reliable Funding
for Government Contractors
Bid with confidence. We provide capital and expertise that supports GovCons with dependable and scalable working capital solutions.Â





We take care of the working capital so you can focus on growth.
What if I win? Is the most common question we hear from Government Contractors. Winning a new award is a major milestone, but do you have adequate working capital to support the expenses tied to your contract? GillmanBagley provides specialized funding to support mobilization, payroll, and other day to day expenses.
We take care of the money so you can focus on growth.
What if I win? Is the most common question we hear from Government Contractors. Winning a new award is a major milestone, but do you have adequate working capital to support the expenses tied to your contract? GillmanBagley provides specialized funding to support mobilization, payroll, and other day to day expenses.
Our Funding Programs
We provide the technical expertise and financial backing required to navigate the complexities of federal and state contracting.
Contract Line of Credit
A Contract Line of Credit supports government contractors ramping up new contracts or bridging the gap between performance and payment. Government contracts often operate on Net 30 terms, meaning a vendor may incur over sixty days of expenses before receiving their first payment. Our solution provides the necessary liquidity to manage these long billing cycles without disrupting your daily operations or the firm’s mission readiness.
Financial Support Letters
Demonstrating technical expertise and financial capability is essential for winning federal awards. Our team understands agency requirements and provides solicitation-specific Financial Support Letters proving your firm is well-capitalized. These letters give procurement officers confidence that your business can mobilize quickly and sustain performance throughout the contract. We ensure your bid meets all required financial capability standards.
Mobilization Funding
Many federal awards require significant upfront capital to get started, often including a mobilization component for the contractor. Our Mobilization Funding supports contractors with expenses for essential equipment, supplies, travel, and other costs associated with launching a new award. This program is specifically built to help your firm navigate the financial demands of the first billing cycle while maintaining high standards of mission execution.
Payroll Funding
The Payroll Funding program is designed for growing government contractors with large-scale FTE awards that exceed their current cash flow capacity. Whether you manage weekly or bi-monthly payroll, reaching the first invoice is always a challenge for scaling firms. Our program ensures you meet your payroll obligations on time, allowing you to retain talent and protect your CPARS ratings during rapid growth phases.
Why Partner with a Specialized GovCon Finance Company?
The GB team has over 100 years of combined experience and over $400M contracts funded. We understand the complexities of government contracting as well as the federal agency requirements. As a SAM.GOV registered partner, we provide non-dilutive capital based on the strength of your contracts and potential, not just your historical financial performance. This ensures faster approvals and a funding structure that aids in your ability to perform with confidence and reliability.
Why Partner with a Specialized GovCon Lender?
The GB team has over 100 years of combined experience and over $400M contracts funded. We understand the complexities of government contracting as well as the federal agency requirements. As a SAM.GOV registered partner, we provide non-dilutive capital based on the strength of your contracts and potential, not just your historical financial performance. This ensures faster approvals and a funding structure that aids in your ability to perform with confidence and reliability.
Case Studies
We provide the technical expertise and financial backing required to navigate the complexities of federal and state contracting.
Intercreditor Structured Growth Capital for DoD Manufacturer
Rapid Payroll Support for VA Janitorial Contractor
National Mobilization Funding for DoD Food Services Provider​
Intercreditor Structured Growth Capital for DoD Manufacturer
Rapid Payroll Support for VA Janitorial Contractor
National Mobilization Funding for DoD Food Services Provider​
Stop letting Payroll keep you up at night!
Payroll is the #1 capital constraint when it comes to performing on a government contract. Our philosophy is that if you are working, you are earning, and whether you have billed or not, you should have access to capital to make payroll. We provide the confidence that you need to keep growing because we built a program that makes sure Payroll is covered!
Stop letting Payroll keep you up at night!
Payroll is the #1 capital constraint when it comes to performing on a government contract. Our philosophy is that if you are working, you are earning, and whether you have billed or not, you should have access to capital to make payroll. We provide the confidence that you need to keep growing because we built a program that makes sure Payroll is covered!
Expert partners fueling your mission.​
Our approach to financial solutions is built on decades of industry experience and a deep understanding of the federal marketplace. Each of us is dedicated to providing the specialized capital and consultative support your firm needs to turn every award into a long-term win.
Matthew Gillman
Michael Bagley
Bryan Lockwood
Partner
Partner
Business Development
Growing up among entrepreneurs, my mission has always been to support and advocate for business owners. I have dedicated my career to providing high quality solutions and service to the small business community. GillmanBagley was established to be a trusted partner that owners can depend on and rely upon.
My core professional philosophy is simple: “it’s all about people.” As a founding partner of GillmanBagley, I am committed to delivering the highest quality products and standards. My goal is to drive our mission through dedicated, personal, and consultative relationships that provide real value to clients.
Coming from a military background, my mission has always been to support those serving our nation. My family’s experience as government contractors taught me the dedication required to succeed in the public sector. I leverage this background to provide specialized financial solutions to our GovCon community.
Matthew Gillman
Partner
Growing up among entrepreneurs, my mission has always been to support and advocate for business owners. I have dedicated my career to providing high quality solutions and service to the small business community. GillmanBagley was established to be a trusted partner that owners can depend on and rely upon.
Michael Bagley
Partner
My core professional philosophy is simple: “it’s all about people.” As a founding partner of GillmanBagley, I am committed to delivering the highest quality products and standards. My goal is to drive our mission through dedicated, personal, and consultative relationships that provide real value to clients.
Bryan Lockwood
Business Development
Coming from a military background, my mission has always been to support those serving our nation. My family’s experience as government contractors taught me the dedication required to succeed in the public sector. I leverage this background to provide specialized financial solutions to our GovCon community.
